Wealthsimple AI Builders · 2026

Your finances,
finally make sense.

Financial Copilot analyzes your complete Canadian financial picture — employment, freelance, rental income, all your accounts — and tells you exactly what to do next, in order of impact.

Analyze my finances →

Built with GPT-4o · CRA verified · EN/FR

$14,800+
avg tax savings
3 income
sources analyzed
2026
CRA verified rules
< 3 min
to complete

How it works

1

Tell us your situation

Income, accounts, real estate

2

AI calculates your taxes

Real CRA math, not estimates

3

Get your action plan

Prioritized, confidence-scored

Real tax math, not AI guesses

We built a full Canadian tax engine — federal brackets, Quebec provincial, QPP, Quebec abatement. Every number is calculated, then interpreted by AI.

Tax breakdown
Federal42%
Quebec28%
QPP4%
EI2%
3-year comparison
Scenario
A
B
CRecommended
Salaried
$42k
$44k
$39k
Incorporated
$38k
$41k
$36k
Year 1 / Year 3 tax liability

3-year scenario comparison

See your tax situation across different life paths — incorporated vs salaried, married vs single — with real projections.

Ask anything about your money

Chat with an AI that knows your exact numbers. Not generic advice — answers grounded in your calculated tax breakdown.

GPT-4o
Should I max my RRSP or TFSA first given my $95k salary and $20k freelance?
Based on your $95k + $20k freelance, RRSP saves ~$2,400 more in 2026 in Quebec.

Ready to see your real numbers?

Takes 3 minutes. No account required.

Get started — it's free →
No account requiredCanada only · 2026 rulesAI recommends · You decide